Mortgage Advice Wigan

Sapphire Homes work closely with Express Mortgage Services Ltd who we highly recommend for all types of mortgage applications.

The company was established over five years ago by Paul Rawson and Stephen Hand and began in a small shop in Wigan town centre but soon outgrew these moving to larger premises in 2007. Despite the economic climate the business has continued to grow with many returning clients, as a result of word of mouth recommendations, through our professional relationships with referrers, and also our links to well known internet mortgage search providers such as Money Supermarket.

Express Mortgage Consultant

Express Mortgage Services' Consultants are carefully selected from the industry's best with each having a minimum of ten years mortgage brokering experience, bringing with them a variety of industry skills and a wealth of knowledge. They have come from different backgrounds and organisations which enables them to meet clients' specific needs whilst providing valuable and bespoke advice. This means that if your consultant doesn't know the answer they will know someone who does!

Express Mortgage Services appreciates that not all our clients are the same. Some people like a full comprehensive service whilst others are happy to virtually arrange their own mortgage. At Express Mortgage Services we give you the choice but rest assured you will have an allocated Consultant who is supported by an experienced and efficient Submissions and Case Management team.

We work closely with major builders & industry professionals

We also maintain close working relationships with house builders and professionals by running an Introducer Scheme providing rewards for businesses and the peace of mind that each client will be looked after from day one.

Our clients can also benefit from our “lifetime” service. This means an adviser will be in contact when you are able to look at new products and therefore save money. Similarly if you need to speak to an adviser one will be available however far into the future that may be. We will look after your mortgage whenever you want us to.

Our services include all of the following types of mortgage, mortgage protection, insurance and loans/finance:-

  • Right to buy, buy to let, let to buy mortgages
  • First time buyers, home movers & remortgage's
  • No deposit mortgages, cash back mortgages, 125% LTV mortgages, including first time buyers
  • Self certification mortgages for the self employed & contract workers who are unable to prove income
  • Remortgage's for debt consolidation with free legal fees/valuation, subject to status
  • Sub prime mortgages where there is s a history of bad/adverse credit due to bankruptcy, IVA's, CCJ's etc
  • Overseas Mortgages
  • Commercial mortgages/loans
  • Bridging loans, secured loans, unsecured loans
  • Life insurance/critical illness insurance (CIC)
  • Mortgage payment protection insurance (MPPI)
  • Accident, sickness and unemployment benefit (ASU)
  • Buildings and contents insurance
  • Landlords and tenants insurance

Express Mortgage Services Ltd is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance (Reg No. 474427).

Registered in England and Wales No. 5167662 - Registered Office: 87 Mesnes Street, Wigan, Greater Manchester, WN1 1QJ